Quote - 2 questions.  How would I add a water plane, and have it so im looking up through the water?  I tried, had the camera under the water, the model was half and half, but it just mirrored the bottom part, which was under the water.

 

Can I have it so the camera is half inside the water, and half outside, so that the bottom half of the camera is distorted by water?

 

Mbinz has done what you have described, he is often here but you can also contact him over at DA. This link will take you to one of the images he has created -

http://mbinz.deviantart.com/art/Fish-and-Fresnel-279347475