"..If they don't call another bank or banker until you find one who does. " Good advice :) LOL Seriously though, I think you where beyond lucky there! RorrKonn - yep good numbers. aeilkema - well said especially about the research. While a good portfolio is vital, it's SWAT analysis's, marketing plans and most importantly the numbers that will get you the start up help. vilters - also well said. Especially the line.. "Now the good years are over" ..reality is very few folks will make enough to take it full time. Moreso now with the recession and rules that make advertising your creations very difficult. Indeed I'm thinking maybe it's close to going part time or even ditch this. To be honest the fun is going. Ragtopjohnny - if your headaches class you as disabled, it could be worth you talking to some disability charity's. Many have schemes that help people start up small businesses. Not always with hard cash, but equipment or free support.

Pinky - you left the lens cap of your mind on again.