Attached Link: http://www.sams3d.com/Tutorial.htm

I sure didn't explain myself very well the first time, so one more time, download my tutorial, then think like this, bring your object into UV Mapper, then make your dress into groups, just like Poser would, the leg of your dress, is broken into say 5 groups, abdomen area one group, next the right thigh, next the right shin, then do a group for the left thigh and then the left shin. OF course I am just giving you an example, you need more groups than that for above the waist. If you ask PhilC who is great at this I am sure they can help you out way better then me. But give it a shot. Sharen PS: Tutorial may help you understand poseable objects