Ack!  I just bought Pro 2012.  :(

 

I'm still pretty green, but it sounds like there isn't much to the new version I want. 

• Bullet Physics for Soft Body Dynamics, Rigid Body and Hair (not sure what this is exactly).

 

Smith Micro, how about features I'd really like?

Conforming clothing that works all the time (or 99%)...  Sometimes it works right off the bat, but I'm often messing with a clothes morp script, or Wardrobe Wizard, or the morphs dials trying to get clothes to fit without pokethrough even though I'm using standard morphs.

Hair.  Seems the collisions setting is pointless, at least for still renders.  (Yes I set for all objects then turn collisions on).  Hair that could deform on on object automatically would make it a lot easier and add to realism.