Thanks SO much for all your information!!!! I did find the additional help, and you filled in even more. Now I have a better understanding (and also made redo my Chrome home page! :).... I never updated to IE9, because I had heard it was really crappy... maybe by now it is better? I won't update to 9 unless someone knowledgeable (like you) tells me it is NOT glitchy and is safe.    Thanks SO much.. woops already said that.  :)

Life Requires Assembly and we all know how THAT goes!