Aunupaum, Thank you.  I'm not sure why the heck I didn't think about making the sphere invisible in the camera.  Probably assumed it wouldn't work that way.  LOL.  I'm going to use that tip so that I can use my background.

I don't think anything has reflections on it.  I should be keeping notes on what I've checked.  This has been over a week of working on it, getting frustrated and then walking away.  

Laurie, thanks for that tip too.  I may have had an image on one of the lights somehow. At one point I was just clicking through light libraries trying to get something that worked.  Who knows what I messed up.

Trekkie, I love you lol.  I have a whole runtime for your stuff.  :)  Thank you.  I don't use VSS but I will take a look into that Soft Light Studio.   Can't go wrong with BBs stuff.

I am:  aka Velocity3d