Hello,

First, I'd like to thank everyone for their imput.  I have come to realize that it really does come down to patience.  So, at the time I wrote this response, I am rendering.  The image I am rendering has been doing so for about 9 hours (it is amazing what can be done - patience wise - with a good night's sleep >LOL<)

This is the least grainy of any I have done so far.  It is still grainy - just not as bad. 

I will display an image soon - once the renders are better.

Once again: Thanx to all for your advice.

JP