Here is something odd... I noticed that another thread appeared here about a similar issue just now... I wondered if it could be something internet connected... I disconnected my computer from the internet and Poser loads the library just fine... Plug it back in and it does not load... checked it several times and I get the same results.

Could this really be internet connected?  The internet connection is to SmithMicro (right?)... could it be something on their end is messing me up?? Whats the purpose of that connection anyway?