That said panoramic's can be usefull for poser scenes. At your location shot 1 panoramic (for the sky) and 1 single non panoramic image (for the background). Fake the exposure on the panoramic to create 3 panoramic's of differing exposures. Then use picturenaut to create an HDR for HDR lighting or IBL light probes. Now use the non panoramic as the background in poser. It's not scientific or always accurate, you do have to play. Plus some poser purists might argue it's not the "right" approach. But you don't need an expensive camera, many compacts have a panoramic mode. Indeed some like the sony cybershot compacts have a 360 panoramic where some sony alpha SLR's only have a partial panoramic. I use both and I'd bet very few people could tell the difference.

Pinky - you left the lens cap of your mind on again.