You can get a game lcense from mamy vendors, including DAZ figures, but they are a tad expensive.  Check with the model vendor in question first.

Most 3D apps can export FBX (which Unity requires for import) - in the case of DAZ poser models, you can use the Decimator app (also by DAZ) to reduce the poly count suitable for gaming.

As suggested above, both Blender and DAZ Studio (Daz not so much for moddleing, but rigging) are free 3D apps, but almost any other can be used for animation development and modeling (and animation) such as Maya, C4D, Modo, 3DMax, etc.

-AniMajik

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