Quote - So many poses in Poser cause the underlying figure to intersect itself. As soon as it does that, no symulation is going to work right in that area. Something as simple as having a character put its arms down to its sides will blow up the sym in the as soon as the upper arms intersect the figure's sides.

This is why the most common form of Dynamic clothing is the sleeveless dress.

One easy way to get around that is to use the inbetween frames (between the zero and final pose) to guide the arms and legs so they do not intersect with the body. 

Before you start the sim just scrub through the frames and use the dial to move the arms and/or legs. Since the final pose is keyframed for those bodyparts, the final pose will be the same