What are the chances of being hacked?

Given the level of paranoia being instilled in XP owners by Microsoft, I'd guess you're much likely to encounter a nasty if you run a more updated OS.

How many of you have been hacked in the past?

(It may like trying to figure out how likely you are to win the lottery. But first, you have to buy a ticket.)

Frankly, while I'm about as far from expert as it's possible to be, I still think people's smartphones and tablets are the most likely target and where people should really put their energy and worry. 

Since I bought my first computer in 1992, I've had one virus, and all it did was alter my hosts file. I even know exactly where I got it from. I am far from a paranoid user of the web.

If you do get hacked, what are the likely consequences?

If you're a business protecting client/customer information, then any significant chance of a security leak could end up being very costly.

But if your old XP machine gets hacked, what have you lost? You're not keeping your personal documents on it. You're not using it to do online banking. If you back up your data, even a hijack of your files won't be a big deal. 

Of course, I've also never had a harddrive die on me, and the only hardware that I've ever had to replace was a fan. It's possible that I'm just extremely lucky. 

But again, I'm very far from being an expert on these matters.

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PoserPro 2014, PS CS5.5 Ext, Nikon D300. Win 8, i7-4770 @ 3.4 GHz, AMD Radeon 8570, 12 GB RAM.