Strangely, I tried logging in while at work, and, baddabing!  I got in.  Work uses Win 7 and IE 7, so, I figure that maybe it's the browser.  Sure enough, I download Firefox and things work swell.

Strange the whatever version of IE Wim 8.1 installed would behave that way...  Oh well.

Thanks all for your help, really love this community.

@Paolo, can't wait to reload Reality!