ShvrDavid, thanks for trying to help but I have to admit that most of that is over my head.  I'm just feeling my way around morphing and am quite new to it.  A lot I don't know yet or understand...such as how dependencies work and affect each other.

 Morkonan and MistyLara, thanks for responding.  Morkonan, your instructions are extremely helpful.  I will give it a try and see if it gives me a good result.  Will look in Poser's manual to see how to assign dependencies.  Never did that before.

 PML is Color Curvature's Poser Morph Loader.  A friend advised it and gave me some instruction on using it.  Really like it because you can export your figure as one object (not all groups), morph it and bring it back into Poser as groups without distorting at your group seams.   After export you can use any modeler to morph it.  Very useful.

 Again, thank you everyone for helping me learn.  Have a wonderful holiday!