"seems the way things are made in the real world don't have to be same as in poser world. folding stuff seems way over my head and a lot more work than necessary. but then i have no clue how one would turn roll press and fold so it is all over my head anyway."

44 years in the industry.  Actually easier than trying to model it in 3d.

"Because they are morphed from the K4 kids the obvious genitals are missing. Adding the male bits is easy enough but for the female I am relegated to doing a fix to the texture or doing the little detail fixes in Post which I hate to do."

Don't know if it's here or RDNA, but Karina Vagina is what you're looking for.  Made for the YT or V4  but K4 has the same body mesh, works, if that's what you need.  Also works with the K4/v4 mixes.  If all you want is the groove, then you probably could avoid using the highly detailed "insert".  Or, a simple magnet will also sometimes suffice.  KV consists of a groove morph and the fiddly bits as a morphing prop. 

Doric.

The "I" in Doric is Silent.