Extra tip 1: Finetune your object file as close to perfection before doing the next SubD.

Extra tip 2: Group your object file in Blender while it is still as low polygon as possible.

Extra tip 3: UV_Map your object file in Blender while it is still as low polygon as possible.

Extra tip 4: Planning1: Study the figure to build for, and plan your joints in the intial build phase.

Extra tip 5: Planning2: Plan ASAP (As Soon As Practical) what and where you are gonna add details in or on the clothng.

Best regards, and have fun building.
Tony

Poser 1, 2, 3, 4, 5, 7, P8 and PPro2010, P9 and PP2012, P10 and PP2014 Game Dev
"Do not drive faster then your angel can fly"!