Late last year I read a news article about "ransomware".  If your machine gets infected with this malware, all your files will get encrypted and you have to pay a ransom in order to get them decrypted.  If you don't pay the initial ransom demand via Bitcoin, the ransom goes up really high.  Someone paid as much as $10,000 to get their files back according to the news article.  Now I routinely back up my files when I am done working, just in case something like this ever happens.

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