It must be the wording confusing me then because I've been through the wizard and optimizer.  I kept looking for a save for web area.  Saving for web needs only 75 dpi.  I tend to render at 300 dpi.  Not sure if that is part of the problem. 

 I think I'll just try the PS option next time and see what results I get.  Lobo and Frank, I thank you for helping me.