A lot of this sounds scarily familiar, just had this happen to me with small probing purchases i.e. credit for a mobile phone contract, small £6 purchase at a rather large hotel in Vegas (I'm not exactly in a position to go on a jolly to the US at the moment). The only real use being here (with a strange glitch on the store front that I thought nothing more of but in hindsight...), Daz3D, Amazon and at a local solicitors (not helping as I'm half way through purchasing my first house, so an added layer of annoyance). I'm not pointing fingers as I'll be going thorough my bank statement and seeing just when these thing line up and where the potential leak is, thankfully my bank is on the ball with these thing and put a stop to it but I still have to go through the form filling malarkey to get the money back and have a new card sent out to me. :sigh: