Yes, I keep having to refresh the page to see the new posts too.

So, I have tried as you suggested with my post but the text always appears on the right side of the image (like in prutzworks posts) and not above the image as I want it to be.

I am wondering if I maybe have to adjust some settings first?!? 

I have no idea, but Clive and Carin sure can help you, rockstrider. Good luck anyway.