lol. Right Yoda. Tell ya what. How about you go stack shelves for $7.25 an hour and see how long it takes you to pay off $130K in student loan debt. Keep in mind, if you don't make your minimum payment of $1200 a month there's late fees and added interest tacked on.

Be sure to let us know how you're doin in 20 years when you've barely put a dent in those loans.