And this is why I decided to post this series of images. LOL!

This is awesome feedback! Thank all of you so much!!

@Englishbob - Poser Pro 2014 Game Dev. Sorry! I really should have included that. :)

@Teyon - Whoops! I don't even think about the ground plane, as it's "always there" (unless you remove it). But you are correct! the ground plane was resized so that the floor from the HDRI image would not be visible from this particular camera angle. Other angles will still show the floor that is present in the HDRI image, and the ground plane would need to be resized again. The ground plane had BBTile applied to it from EZMat.

@primorge - Good eye! I can't really tell that stuff at a glance yet. I thought it looked good. :P