the mesh isn't mine I'm just using him as a example.he came with zBrush

zBrush can make standard maps or PTex looken maps .

zBrush has had the PTex looken maps long before I ever herd of PTex. 

 http://docs.pixologic.com/reference-guide/tool/polymesh/uv-map/

good thing NVIDIA and Pixar are on the same page ;)

 

it alt to be easy enough to rig in poser and daz studio .can't be no worse then rigging in the 90's.

but I thought I would start with some thing simple a Tank then a Mech and then Diamond ,that's the plan anyways.

 

Looks like Atlas mapping. As Teyon said not a good choice. Anything will read it, but without a 3D Paint program, nobody can edit it. It is generally frowned upon in this market.