I think vicky can be converted to unimesh. I'm not at my poser computer atm so I can't check. Most figures can. I don't know it reality will use poser's subdividing.

Newer figures are made with the idea that subdividing is available so they are made lower poly so as to not be as taxing on machines during scene setup.

Have you tried subdividing any other figures in reality? Dawn has about half the polys of vicky so you may need to divide her more. Or try snarly's subdivider. http://orphans.basicwiz.com/ I don't know if it works in pp2014 or with reality but it might be an option.

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