like RV I don't use iclone ...depends what sort of animation you want ...don't think iclone can do more then cartoony/game stuff.......long time since I had there demo lol

building stuff in blender is fun and theres lots of ways to get what you want for little cost (unlike the other programs in same sentence) look at make human (its freeware) can export to blender (fingers crossed ) with a basic rig better to build your own rig .......faces can be shapekeys or rigging .......your choice

poser/DS dolls have a price ...............if your on a budget forget them depending on how good your skills are .........might take a yr to 18 months to make your own doll from scratch am sure Da Vinci would make me eat those words ;-) have fun come back if your stuck