mamba-negra posted at 7:12PM Mon, 27 March 2017 - #4300594

I don't think it's a matter of Visa/Mastercard being hacked, but websites (or actual locations that accept them) are being hacked. Target, Home Depot, etc were all at fault, not the actual card companies themselves. I have no idea if the links to purchase via PayPal are more secure or not, but I highly doubt it. If someone screws up here at renderosity, then it's probably just as likely to affect any of them.

PayPal is NOT a bank. So, it's quite possible that they aren't required to go to as much trouble to protect you as the people that issue Visa and MasterCards. If there are disputed charges on a Visa card, you are legally protected against having to pay them (though, you may have to hassle with the bank to work it out). There are no guarantees that PayPal will honor your dispute, and I don't think there are any laws requiring them to do so.

I KNOW that I use that card of mine in question has only ever been used at Renderosity and Daz3d . NO other store, no gas station, no ATM , no shop. It is ONLY for thses 2 stores that I buy what I need and like for my images. I was advised by my bank to use paypal from now on. It , adding my card to it.I feel MUCH saver since I am doing that and NONE of my friends that do this have ever had this trouble and they shop here and Daz3d for YEARS too. So I think these 2 stores should really check for holes in their security and they can not tell me that it is save because, as I said. My card , the card that had to be replaced 2 times where used only here at Renderosity or Daz3d.

I rather listen to my bank for advise, they would not put the money of their clients at risk if they would not think it is a much saver option.