I agree with everything MikKelly said, except possibly the GPU. I'm not sure how he defines a modest one as opposed to a good one. To me, the whole RTX series is "good" but I've recently upgraded from a GeForce 210 to an RTS 2060. I'm very happy with it. I don't do huge renders as far as dimensions but I do put a lot into them most have 5 to 10 figures and so far I've only had 2 where I've had to switch to my CPU to render.

This is also only with Poser as I don't use DS or Maya.

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I use Poser 13 and win 10