If you're not creating an asset to sell, you can use the grouping tool to select the leg parts for the stockings and assign them a new material called Hose. The thighs would be broken into two materials, one grouped for Hose and the other your skin mat. (Or even three mats to include a stocking top.) Then in the Material Room, use your skin mat on Hose. Next, add a layer to the Hose mat and add your hosiery material there. The hose layer can even be partially transparent or with a transparency map to show the skin mat underneath.

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W11,Intel i9-14900KF @ 3.20GHz, 64.0 GB RAM, 64-bit, GeForce GTX 4070 Ti SUPER, 16GB. 

Old lady hobbyist.

All visual art or fiction is "playing with dolls."