Thanks - workflow in case you are interested -

First of all used Topaz Adjust 5, applied the Crisp filter to bring out the details, then applied the Color Blast filter to bring out the colours.

Next opened the adjusted image in Photo Donut and applied a Watercolor filter.

Opened the Photo Donut image in Paint Shop Pro and adjusted the transperancy to 75% of the original image which I still had open in PSP.