Also Note!
Notice all the other !*** folders in my Libraries folder? They are from characters of other vendors and some addons for V4, M4 from 3rd party vendors - if you have any such from other people then they too must be install where the vendor says or their morphs and/or characters will not work.
Also take note that some of these 3rd Party folk have their (whatever folder...I guess call them 'Callout folders') located in the Runtime\ (root) folder....just put them where ever the creator has them located to avoid headaches