I hope the developers are following this thread, as the degree of frustration most of us are experiencing with the new Poser Cloth reveals a reality that SHOULD give pause to the company.  I used hborre's settings for this version, along with a bit of morph brush over Brenna's private parts so that I didn't need to include a nudity tag . . . .

This is completely unsuitable for animation of any kind, although I must say that it works better than Bullet Physics does on the figure's soft parts.