Let me see if I can explain... A MAT is just a pose that assigns textures. Thats all. It doesn't load any figure at all, or alter your existing figure in any other way. That is what makes them so useful. So... you would need to load Mike. THEN select him (click on him) and then load (apply) a MAT pose to set up the textures. nd no, not all textures come with MAT files - hell, almost none of the old ones do. There is basically no excuse for newer textures not to have MAT poses.