This is how I understood it from involvement with the issue at another site. SiteA (on Server A) is a resource for Xfiles. Users can create and contribute their own files. SiteA hosts XF's for sale, but free XF's have to be on your own page. ServerB hosts the Xfilerz Home. Xdude has links at SiteA for free files. However, ServerB notices that XF's is getting downloads, but no banner clicks or hits. Therefore, HostB is seeing non-revenue producing bandwidth usage, or remote loading. Site B shuts XF's site down. To the best of my knowledge, a remote link to another site which links directly to a ZIP or SIT file, and does not allow income-generation for the linked site (banners, etc.) is remote loading, and a terminable action under most of the provider TOS I've read.