Then you will love PayPal It let's you use your bank account like a credit card. The link at the top of this thread takes you to a place where you can sign up. ( I used my 'standard' paypal link, which also gives you an option to 'donate' money to me... which never happens, LOL .. when you join paypal, you will receive $5 for every person who joins through your site. ) 11 Million people in 37 countries now use paypal. (After entering their site, click their logo, then click 'worldwide' for a list of countries) Paypal is especially useful at Ebay, where the great majority of sellers accept it for payment.