zoozI2000, PayPal is an online payment service. It's favored by users of online auctions like Ebay because it is a simple and secure way to pay for things online. It's actually pretty convienent and you can use it without a credit card. Some merchants don't like to use it because they do keep a percentage of each transaction that they process... my suspicion is that's why 'rosity doesn't use them...few sites do, actually, outside of Ebay sellers. I think that it may work here if 'rosity left it up to the merchant whether to accept those payments. The added percentage could come from the merchant's portion of the payment (as a merchant myself, I have no problem with this) and not cost 'rosity a cent. Just an idea.