A few people report problems with PayPal so be cautious. http://www.paypalwarning.com/ http://www.paypalsucks.com/ One alternative which looks promising is www.c2it.com. On the other hand I have never had problems with my credit card. Plus there seems to be a fair amount of consumer protection with credit cards so I am unclear why people have a problem using them on-line. If you are really worried about it get a second card for on-line use and tell the company you want a low limit.