Hi, Well as a man who reads the FT every day, I reckon it would be a grave mistake for the UK not to join the Euro. The Eurozone countries are already dividing up the industries amongst themselves, Germany is getting most of the heavy industry, (cars especially) Itally clothes, France, agriculture, etc. if the UK doesn't get in soon, there won't be much left. The key problem of course is that tax harmonisation would kill a lot of the financial trade in the city of London, which currently accounts for some 60+% (66% I think) of GDP, and loss of that to some pan European exchange would be fairly catastrophic for both London and the country as a whole, which is why the govermnment has been stalling and using the veto whenever possible. Unfortunately this isn't going to help once the pace of integration speeds up over the next few years. I don't think the UK has much of choice about whether or not it enters, not to enter is risking becoming a third world country, a small island on the periphery of Europe, though it's interesting to note that only today a treasury person was quoted as saying the choice of whether or not to enter will be largely political, as the much vaunted "5 tests" are unlikely on thier own to provide an answer one way or another on purely economic grounds. Either way it should be interesting to watch events develop, especially if you have little at stake :) later jb