Here is another trick along these line. Use a second figure, duplicate of the first but invisible and parent the clothing to it (visible) Match poses for both up to the point that you want the clothing to come off, than freeze the invisible figure but continue to move the clothing so that it matches up with the visible figure as it discards to the floor or whatever. You can now have your visible figure turn cartwheels butt naked it you like and the article of conforming clothing will stay put on the floor where it lays. I have also done this in conjuction with what you sort of suggested, and used the dials to hide the clothes on the visible figure and make the clothing on the invisible figure visible - such as making a pair of closed pants open, etc.