Realistic body hair is a quite a challenge.and yes perhaps the last frontier. Poor mike is rather neglected. err poser male too. I went through the same issues as dragonlady did. tore some of my own hair out in the process of getting a decent technique going . lots of apps i blew through to find the right combo . Photoshop and Painter. Painter !!! WOW its great for doing lost of stuff, i find it superrior for brush strokes for hair swatches. using a round camel hair at 2.5 to 3. pixels at 640x480 getting the length of the stroke just right can be a challenge , then with the swatches building sets of hair "patterns" in PS for arms , legs , chest , face . remenber having your base texture at 4000x4000 it what makes it work well. its lots of trial and error let me tell you : ) Photoshop layers are great for building up the level for hairiness you want . my "dial a bear" chest has 25 layers alone. 10 dk brown /10 lt brown and 5 back hairs all if varying density. in combining then in different ways makes for loads of furry types. same with arms and legs all the body.i am working on the head beard maps now . a new set of challenges. doh perhaps i should make a tutorial about this : )