I just wanted to mention if you don't have Micheal and Vicky in your budget right away there are some excellent texture maps and morph targets for Posette and Dork to be found here (free and for sale); these can make the P4 people look as good as Micheal and Victoria. One thing I highly reccommend though is that you read the stuff on Daz 3D carefully. Micheal and Victoria 1.0 can't wear P4 clothing and neither the 1.0 and 2.0 models don't come with texture maps (skin). Micheal and Victoria 2.0 can wear P4 clothes, but essentially it's taking Mike and Vicky's heads and popping them on a P4 body. The best buy to start off with is to get the Micheal and Victoria 1.0 CD collection which comes with hair, skin and clothes. You can then use all that stuff with Mike and Victoria 2.0 when it's in your budget to upgrade. You'll get an upgrade price for 2.0 too.