Except for the DAZ figures that come with a P4 version; those bodies are molded to fit the clothing that comes with Poser 4. Also, if you want to learn the Grouping tool (tutorials are around), you can create a special material group on just the section of a body part that's poking out, then make that bit invisible. There are lots of tricks folks have figured out to do things that the Poser programmers never imagined. Don't get discouraged by the fact that there's always something new to learn in Poser! Folks around here are glad to answer questions; we've all struggled with the same things over the years. (Have you played with the sketch rendering?)