Anthony, It should be possible for a person with a credit card here to buy them in your name. This browser/computer doesn't get along with the DAZ secure area (there have been a couple other secure sites that it didn't like either). So I call Reba and she sets up a download link for me via email, and I have 3 days to get the files. You would then have to find a way to repay the friend, but there might be something local to you which would be difficult or expensive to get elsewhere. As long as DAZ knows who the model is for (for upgrades and such), it shouldn't be any more work on their part, and they get a sale that they wouldn't have had otherwise. I like situations where everybody wins. Carolly