I think you're perfectly right, Yuri. That's why I recommend "re-packaging" a clothed figure as one figure-and-clothes figure as suggested above. If you prefer not to do figure setup as such, exporting the clothing parts one by one, re-importing and using "replace body part with prop" can do a fine job in most cases. I know it's an extra chore, but animation is such a demanding task anyway, so a few hours extra probably won't kill the "time budget" ;o)