I don't have a credit card, and I didn't need one to get V-Lo. I did have to give my full address info and phone. R'osity has all that info anyway. I do plan to get a debit card soon, tho. I won't touch a credit card, with their outrageous interest rates. I won't get in debt either. I am not rich, I'd just rather buy what I can pay for, and know it's mine, period. I'm not interested in making the blood-sucker banks richer. OK kiddies, I'm off the soap-box for now. Go get V-Lo,enjoy, and many thanks to DAZ for her. :0D