I'm learning that free modelers like Metasequoia will do a great job and save in wavefront .obj format. From there you can use UVMapper to make a template and paint the daylights out of it in free paint tools like Gimp (or PS if you own it). Then the Pro Pack in Poser will put bones to it and autogroup or let you choose mesh groups and you can pose your props. I'll try and get a tut up this weekend in my tut gallery. www.annsartgallery.com/eric.htm