- and 2) have a simple answer. Normally your figure is "figure one" as far as Poser is concerned. Simply select the clothing figure, and click on Figure -> Conform to, and then select Figure 1 from the drop down menu that appears. Next, open the heirarchy editor, and make any body parts completely covered by the clothing invisible. Presto!
Remember, kids! Napalm is Nature's Toothpaste!