hmm ... this mention of "heros" "nipples" & "bellybuttons" sounds awful familiar ... i think you might be referring to my tutorial "poser custom modelmakers' guide", where i explain how to remove that stuff from a sample figure i named "myhero".

unfortunately it won't be of any help since it shows how to remove that stuff directly from the model's geometry using a 3rd-party modeller, not hide them from within poser. and the tutorial covers v3 and later, not 2. (tho i can't say it wouldn't work for v2).

the tutorial can be found at aarrgghh.com/poser.