Problem is, an installer IS needed. Lots of people still distribute zips that don't have any trees (old and yes some new). But PoserLoader will get the case correct when making directories for these! It also handles the PCF files transparently too, another bonus. But its use is your choice. Varieity is a good thing (most of the time). Eventually PoserExtractor will have integrated PCF creation, but thats down the road a bit.