Well Ron...I for one find it commendable that you would be "thoughtful" enough to take the time to "remind" others how easy it is to fall into such a disaster as to lose "everything" in an instance. Your being cautious, and thus in your self awareness felt you should share this train of thought with the community...hell, I know more thanmy share of folks on this very forum that waited, or perhaps just did not "think" about any of this till it was far too "late." Never hurts to share "positive" roleplay...nevermind being sensitive enough to "care" about others amidst dealing with your own self preservations... Cheers, -Me