You are gonna have to have a pz2 to add a MAT file. So the jpgs don't enter into that. I throw all jpegs into an appropriate subfolder in the Textures folder. Actually I dont do that for hair textures which I change alot and have made my own varients-- those have no mat files and neither do many freebies-- so I keep them in an easier to find place-- Hair in My Docs, with the style in subfolders. Emily